Easy Hard Cash

Frequently Asked Questions

Some kids aren't sure that getting a pocket money advance loan is the best thing for them, here we try to answer any questions you might have.

Q. What does APR mean?

It stands for Annual Percentage Rate and it's really confusing and boring.

Q. Shouldn't I wait until I've saved up enough money to buy the things I want?

But waiting for things takes ages!

Q. I'm worried that getting a pocket money loan will put me in debt and I won't be able to pay it back.

What are you, a scaredy cat? Are you scared of ghosts too?! Chicken!

Q. How much can I borrow?

We will look at how much your pocket money is before deciding on how much to offer you as a loan. Usually we will loan you just a little bit more than you can afford to repay.

Q. How do I get the free toy?

Simply run up a late-payment rollover charge of £400 or more and we'll send you your very own free 'Mr. Repayment' coin toy!



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Representative example Amount of credit: £10 for 18 days. Interest: £24.65. Interest rate: 246%pa (fixed).Transmission fee: £5.50. Total repayment of: £40.15 plus late payment charge of £20 rolled over for next 18 days plus interest. Second missed repayment of £148.31 plus late payment charge of £20 rolled over for next 18 days plus interest. Third missed repayment of £415.01 rolled over with interest and so on and so on until we take you for everything you have and you lay awake at night with the stress boiling in your veins, going over and over what you owe and who you owe it to and what you can sell or pawn just to keep your neck above the water for another week. Representative 5000% APR. Fees charged on missed payments, early repayments or non-payments with compound interest added to every last bit of it.

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