Representative example Amount of credit: £10 for 18 days. Interest: £24.65. Interest rate: 246%pa (fixed).Transmission fee: £5.50. Total repayment of: £40.15 plus late payment charge of £20 rolled over for next 18 days plus interest. Second missed repayment of £148.31 plus late payment charge of £20 rolled over for next 18 days plus interest. Third missed repayment of £415.01 rolled over with interest and so on and so on until we take you for everything you have and you lay awake at night with the stress boiling in your veins, going over and over what you owe and who you owe it to and what you can sell or pawn just to keep your neck above the water for another week. Representative 5000% APR. Fees charged on missed payments, early repayments or non-payments with compound interest added to every last bit of it.